Five Star Villages Scheme: India Post Launches Scheme for 100% Rural Coverage; Know How It will Help People

In midst of corona crisis, the department of Posts/ Postal department of India has recently launched 'Five Star Villages scheme' which ensures 100% rural coverage of postal schemes. Moreover, the main aim of this scheme is to ensure universal coverage of flagship postal schemes in rural areas of the country.
According to official, the scheme seeks to bridge the gaps in public awareness and reach of postal products and services, especially in interior villages.
All postal products and services will be made available and marketed and publicized at village level, under the Five Star Villages scheme. Branch offices will function as one-stop shop to cater all post office – related needs of villagers.
Let's know about the Five Star Village scheme in detail and how it will help the common people.
The schemes covered under the Five Star scheme include:
i) Savings Bank accounts, Recurrent Deposit Accounts, NSC / KVP certificates,
ii) Sukanya Samridhi Accounts/ PPF Accounts,
iii) Funded Post Office Savings Account linked India Post Payments Bank Accounts,
iv) Postal Life Insurance Policy/Rural Postal Life Insurance Policy and
v) Pradhan Mantri Suraksha Bima Yojana Account / Pradhan Mantri Jeevan Jyoti Bima Yojana Account.
What are the main features of Five Star Villages Scheme?
All postal products and services will be made available and marketed and publicized at village level, under the Five Star Villages scheme.
Branch offices will function as one-stop shop to cater all post office – related needs of villagers.
How You will Get Benefit from This Scheme?
Two rural districts / regions of each region have been identified under this scheme. Akola and Washim in Nagpur region, Parbhani and Hingoli in Aurangabad region, Solapur and Pandharpur in Pune region, Kolhapur and Sangli in Goa region and Malegaon and Palghar in Navi Mumbai region are included. A total of 50 villages in each district will be covered during the current financial year 2020-2021.


What is PM KUSUM Yojana and How Farmers Can Earn Huge Profits by Installing Solar Panels?

Since past few years, the demand for solar panels has increased rapidly in India. PM Kusum Yojana of the Modi government has been adopted by common man to big business man due to its profitability.Moreover, banks are also providing loans in easy installments for solar panels. Every farmer including small businessman can also connect with this scheme and make good income by generating electricity.
If you also want to buy solar panels, you can directly contact with the Renewable Energy Development Authority of the state government. There are offices in major cities of every state and you can directly contact with them to get solar panel at your house.
Let us know how you can sell it by generating electricity.
What is PM KUSUM Yojana?
Under PM Kusum Yojana, Modi government offers subsidies to buy solar pumps for agriculture purposes.
Apart from this, solar panels are also available in private dealers. For this, you will have to contact the authority for your loan amount in advance, as well as the form will be received from the authority office for subsidy.
To promote solar business, the Central and State Governments are constantly introducing new schemes (Government Schemes). Under the government schemes, solar plants are being provided at cheaper prices for setting up solar plants. The farmer will get subsidy on new and improved solar powered pumps. You can take a loan for this from the SME branch of many banks. This scheme will help farmers to generate electricity for their tubewells
How Solar Pump Yojana is Helping Farmers?
The plan aims to combine solar and another renewable capacity by 2022 with a total central financial support of 25,750 MW.
Solar pumps will not only help irrigate the fields but will also allow to generate safe energy. Farmers can also sell surplus power to power supply companies. This will help them generate additional income for themselves. According to experts, this business can earn up to millions of rupees in a month.
How You Can Earn by installing Solar Panel?
There are some states where you can easily make and send electricity with the help of solar panels. These include mainly Madhya Pradesh, Rajasthan and Uttar Pradesh. For this, you have to negotiate with companies in your area.
With the help of the power grid, you can supply your generated electricity to the state government or you can also supply the electricity in your area from house to house. The bank is also giving loans at very low interest or in easy installments to install solar panels at home.
So that if a person's financial situation is not that good, he can also get a solar panel installed at his house. At the same time, you can also supply electricity to people and earn money. In the coming years, every state is bringing new schemes towards solar panels or spreading awareness among all. It is the effort of all governments that people make electricity on their own so that the electricity in our country can be saved. Moreover, it is guaranteed that you can earn a lot of money by installing solar panels at home..


NABARD Implementing New Loan Scheme for Women's Self-Help Groups to Start Production of Value added Food Products

The National Bank for Agriculture and Rural Development, popularly known as NABARD is all set to implement a new loan scheme for the women's self-help groups (SHG) to start production of value added food products such as pickles, jams, chips, etc. from the next Gandhi Jayanti day i.e. on 2nd October.
Chairman of NABARD, G R Chinthala announced this in Virudhunagar, Tamilnadu.
While speaking to media after reviewing the working of different NABARD schemes, Chinthala said that the discussions will be held with Chief Minister of Tamilnadu, Edapadi Palanisamy in a day or two about permitting self-help groups to begin production of fertilizers.
The NABARD chief further told that the COVID-19 pandemic has affected 68 percent of agriculture and allied activities and that National Bank for Agriculture and Rural Development is giving top priority to help this sector.
On the other hand, National Bank for Agriculture and Rural Development has also given in-principle approval for Rs 1,568 crore worth of proposals received from various agri-credit societies in twenty two states under the recently introduced Rs 1 lakh crore Agri Infrastructure Fund. The information was given by Agriculture Minuster, Narendra Singh Tomar to the Parliament on Tuesday.


NABARD Implementing New Loan Scheme for Women's Self-Help Groups to Start Production of Value added Food Products

The National Bank for Agriculture and Rural Development, popularly known as NABARD is all set to implement a new loan scheme for the women's self-help groups (SHG) to start production of value added food products such as pickles, jams, chips, etc. from the next Gandhi Jayanti day i.e. on 2nd October.
Chairman of NABARD, G R Chinthala announced this in Virudhunagar, Tamilnadu.
While speaking to media after reviewing the working of different NABARD schemes, Chinthala said that the discussions will be held with Chief Minister of Tamilnadu, Edapadi Palanisamy in a day or two about permitting self-help groups to begin production of fertilizers.
The NABARD chief further told that the COVID-19 pandemic has affected 68 percent of agriculture and allied activities and that National Bank for Agriculture and Rural Development is giving top priority to help this sector.
On the other hand, National Bank for Agriculture and Rural Development has also given in-principle approval for Rs 1,568 crore worth of proposals received from various agri-credit societies in twenty two states under the recently introduced Rs 1 lakh crore Agri Infrastructure Fund. The information was given by Agriculture Minuster, Narendra Singh Tomar to the Parliament on Tuesday.


The Walmart Foundation announces two new grants to help India’s Smallholder Farmers

Underscoring the importance of smallholder farmers to India’s pandemic recovery, the Walmart Foundation has announced two new grants as part of a commitment made in September 2018 to invest US$25 million (approximately Rs. 180 crores) over five years in improving farmer livelihoods in India. The new funding, which totals $4.5 million, will allow non-profits Tanager and PRADAN to further scale their efforts to help farmers earn more from improved output and fair market access. Both grantees will focus on increasing opportunities for women farmers via farmer producer organizations (FPOs).
With these two new grants, the Walmart Foundation has invested a total of $15 million with eight non-government organizations (NGOs) in India, supporting programs designed to impact more than 140,000 farmers, including nearly 80,000 women farmers, to date.
Kathleen McLaughlin, president of Walmart Foundation and executive vice president and chief sustainability officer of Walmart Inc., said: “The global COVID-19 pandemic has increased pressure on India’s farmers, especially women farmers shouldering extra responsibilities in the household while seeing their incomes diminish overnight. We at the Walmart Foundation and our grantee partners are focused on supporting farmers to increase their resilience and sustainability for a better future.”
Phase 1 of the Farmer Market Readiness Program was implemented between 2017 and 2020 with a $2 million grant from the Walmart Foundation that is not included in the $25 million commitment. According to Tanager, Phase 1 equipped 17,500 farmers, including more than 5,600 women farmers, to increase their yields and market their produce, resulting in sales of over 8,500 metric tons of produce worth roughly $3 million (220 million INR).
“Support for smallholder farmers and FPOs is essential for economic growth in India. With grant funding support from the Walmart Foundation, Tanager will continue to improve access to markets for farmers in Phase 2 of the program, while expanding to include new crops and streams of income and also providing support to farming families during COVID-19. Our ultimate aim is to develop FPOs into sustainable businesses that can thrive beyond the life of the project,” Amit Kumar Singh, Tanager team lead, India, said.
Delhi-based non-profit Professional Assistance for Development Action (PRADAN) will use its Walmart Foundation grant of $1.9 million to launch its Livelihood Enhancement through Market Access and Women Empowerment (LEAP) program in West Bengal, Odisha and Jharkhand in eastern India. LEAP will focus on supporting women to work together in FPOs to adopt new farming practices, diversify and intensify their output, and embark on profitable farming-related businesses.
With a focus on supporting women farmers from tribal populations and vulnerable groups, PRADAN’s Walmart Foundation-funded LEAP program is expected to reach out to 45,000 women farmers directly benefiting a population of about 225,000 people.
"The Walmart Foundation and PRADAN share a vision of building sustainable communities by creating opportunities for marginalised people. With Project LEAP, we are working together to empower women farmers from remote geographies to set up FPOs and help them leapfrog to the modern economy via robust and fair commodity value-chains,” Narendranath Damodaran, executive director, PRADAN, said.


Utilizing Data Science to Improve Indian Agronomy

Practically 50% of the agricultural land relies upon precipitation. There is an extraordinary chance to use information science innovations to investigate the agribusiness landscape, grain demand, investigate past information, gain insights and characterize formal models that might be utilized by farmers to settle on choices about yield choice, soil management and arranging logistics.
The total populace will ascend to 10 billion by 2050 and considering the current agrarian part situation we will confront around 56% gap between food demand and supply. Taking into account that arable land size is limited and won't increase because of high urbanization, there is a critical need to expand grain creation rate for example tons per hectare to address this gap. The utilization of data science with help of IoT (Internet of Things) products in the farming sector can help in settling on informed decisions at different stages in the horticulture life cycle to improve yield like situation predication, task recommendation and automation and so forth.
Farming area in India is getting divided over the previous decades while food demand is developing at a higher rate with populace rise. Conventional rural strategies ought to be expanded with Information Communication Technologies to all the more likely oversee existing assets and undertakings to boost income.
Crop selection relies upon numerous parameters like current land soil profile, local climate conditions, expected future climate aggravations, past food demands, future demands (nearby and worldwide) etc. Despite the fact that soil profile and atmosphere conditions will help in posting conceivable yield choices anyway from a revenue perspective demands assumes a significant role.
Demand based Crop Recommendation System
Building a demand based forecast model to empower farmers in choosing the most beneficial crop would help increment farmer's income as well as increment generally rate offer to Indian GDP. In a perfect world, this model ought to be reached out to worldwide level food requests, to accept into account trade open doors and import of less expensive nourishments to augment income and keep away from losses because of surplus.
The demand based recommendation model aides in choosing the correct harvest for higher income. Be that as it may, utilizing a single model to anticipate the ideal harvest is unsafe.
Difficulties in the Indian Agriculture Sector
Despite the fact that the technologies are productive, proven to work, and progressive, one of the significant difficulties lies in their application in the Indian farming sector. Issue isn't when there are no innovative answers for cultivating concerns, however not having a legitimate utilization of them is a greater concern.
Farmers today are prepared to grasp the new advancements for better homestead financial aspects. Nonetheless, there is the need to instruct them on hazard alleviation and expected upsides plausible with the utilization of information.
The essential vision of exactness cultivating is to advance Return on Investments and save assets by permitting farmers and proprietors to take enhanced and educated choices from the accessible field information. Precision agriculture encourages a situation where farmers can zero-down exact areas in their fields for the spatial accessibility of a few assets like water accessibility, geography, soil fruitfulness, natural issue, nitrogen levels, dampness content, the presence of magnesium, potassium, and that's only the tip of the iceberg.

Get Easy Loans to Buy Cow, Buffalo, Goat through Pashu Kisan Credit Card; Check How to Apply

The past few decades have witnessed an increase in animal husbandry or livestock businesses across the country. In addition, the 20th Livestock report of Animal Husbandry has revealed that the animal husbandry business in the country is increasing and growing rapidly. In view of these reports, the central and state governments are taking important steps to further increase the animal husbandry business across the country.
The government has recently introduced ‘Pashu Kisan Credit Card’ for animal farmers to increase the animal husbandry business across the country. Moreover, it has been decided by RBI to extend the KCC facility for a working capital requirement for activities related to Animal Husbandry and Fisheries.
Get Loan upto Rs. 60000 without Guarantee
Haryana State Government along with Animal Husbandry and Agriculture Department has started this scheme keeping in mind the interest of farmers. Through this scheme, there is a provision to provide loans to the farmers of the state for purchasing and rearing livestock. Through the scheme, the state government will provide a loan of Rs. 40783 for a cow and Rs.60249 for a buffalo.
Credit card facility will also be made available to farmers through this scheme. To promote animal husbandry and livestock in the state, this scheme has been started by the state government so that the farmers of the state can further their business in the field of animal husbandry and become self-sufficient.
Purpose of Pashu Kisan Credit Card
Through the Haryana Pashu Kisan Credit Card Yojana, the state government is making a provision to give loans to farmers for animal husbandry without any guarantee. Through the scheme, farmers of the state will be provided a loan of Rs 1 lakh 60 thousand for animal husbandry without any guarantee. Under this scheme, farmers have to be motivated to move forward in the field of livestock and animal husbandry.
Who will be Benefitted from Pashu Kisan Credit Card?
But the benefit of this scheme will be available only to those farmers who have never taken advantage of any scheme before. In this scheme, animals will also be insured so that if an animal dies, the farmer does not have to suffer financial loss.
Other details
Under the Haryana Pashu Kisan Credit Card Yojana, farmers will not have to keep any type of land papers or any paper on lease for taking loans. ‌ The government is providing a loan of 1 lakh 60 thousand rupees under this scheme to the farmers without any guarantee. To apply in this scheme, the eligible candidate has to go to the Deputy Director of Animal Husbandry and Dairy Department and give his / her verification letter. The most important thing is that under this scheme, no farmer will have to mortgage his land. ‌ In addition, if farmers want to take a cow loan, then they will be given a loan of ₹ 60249 for taking that 40783 buffalo.
how to Apply for Pashu Kisan Credit Card?
To get a Pashu Kisan credit card, you have to go to the bank, where you can apply for it. The application form of the animal credit card scheme will be found in the bank itself, along with which many documents will have to be installed in the KYC document, Aadhaar card, PAN card, Voter ID, etc. Other documents According to the demand of the bank, the benefit of animal credit will be given on the basis of the financial scale of the animal. Like for cows Rs. 40783 a year, buffalo Rs. 60249, sheep and goats Rs. 4063 and pigs Rs. 16337 a year.
Important Documents for Pashu Kisan Credit Card
Aadhaar card, PAN card, Voter ID, Bank Account


SBI Big GIFT for Farmers! Kisan Credit Card New Service will Benefit All Farmers; Know How

State Bank of India (SBI) has launched a new service for all the farmers. By this new facility, all the work of the farmers will be done sitting at home. We are well aware that banks are far away in rural areas, and farmers face a lot of difficulty due to it. Thus, this latest SBI facility will benefit the farmers a lot.
Kisan Credit Card: New Feature
All farmers using Kisan Credit Card can now increase the limit of their KCC from their home. Earlier, farmers had to go to the bank branch and stand in line for hours to get this work done. But, the State Bank of India has started the Kisan Credit Card Review Service in its Yono Krishi App. By this feature, farmers will no longer have to go to any bank and can easily increase the limit of KCC Card by sitting in home.
How to use Kisan Credit Card Review Service via Yono Krishi App?
As per the SBI, the process of using the Kisan Credit Card Review in the Yono App has been made much easier now. Through this, farmers can easily increase the limit of Kisan Credit Card (KCC) by 4 clicks, without any paperwork sitting at home.
SBI Chairman, Rajnish Kumar, said, “Introduction of YONO KCC Review on YONO Krishi is SBI’s yet another initiative to make our farmer customers future-ready by offering them constant digital innovations pertaining to their agricultural needs. This new feature has been added keeping in mind millions of our valuable farmer customers’ convenience and safety.”
Benefits of Yono Agriculture App
In addition to the review of the Kisan Credit Card, farmers can also open a YONO account through it, as per SBI.
The YONO Krishi platform also gives the facility to farmers to open a bank account.
It will act as a financial sum for the investment and insurance needs of farmers.
Adding to it, Yono Mitra will also provide agricultural advisory service.
All the work related to Krishi Mandi will also be completed through Yono Krishi App, facilities like fertilizer, seeds, sale, online market will be available.
This app is launched in 10 languages.
Paperless KCC review will not only help farmers to save the cost and effort involved in applying for revision of KCC limits but will also make the process faster.


What is E- Gopala App and How it will Help Farmers

To help livestock farmers amid the corona crisis, Prime Minister Narendra Modi has announced E Gopala App under the Pradhan Mantri Matsya Sampada Yojana (PMMSY) for farmers on 10th September 2020.
While launching E Gopala App, the Prime Minister said that the app will give farmers the freedom from middlemen and provide all information related to productivity, health and diet for the cattle.
"Along with the good breed of animals, the correct scientific information about their care is equally important. For this, technology has been continuously used for the past years. In this direction, the 'e-Gopala' app has been started today," he said.
What is E Gopala App?
E Gopala is a flagship program of the Government for the development of the agricultural sector in the country under the Pradhan Mantri Matsya Sampada Yojana.
How E Gopala App will Help Farmers?
However, the Prime Minister said that E Gopala App is for the Farmers’ benefit across the nation. The main objective of the E GopaThe Prime Minister further said that so far about six thousand crore rupees have been deposited in the bank accounts of farmers of Bihar.
"The e-Gopala app will be a digital medium that helps livestock owners. It will be easy to choose advanced livestock. They will get freedom from middlemen. This app will give all information related to productivity, health and diet for the cattle," he added.
Prime Minister Narendra Modi said, “People engaged in pisciculture will benefit largely from this scheme. It is our aim that in the next 3-4 years we double our production and give fisheries sector a boost.”
The Prime Minister further said that so far about six thousand crore rupees have been deposited in the bank accounts of farmers of Bihar.
"The PM Kisan Samman Nidhi has also directly transferred money to the bank accounts of more than 10 crore farmers of the country. There are about 75 lakh farmers in Bihar. So far, about 6 thousand crores have been deposited in the bank account of farmers of Bihar," he said.


PM SVANidhi Scheme: Over 90% Loans Sanctioned by Public Sector Banks; Apply Now to Get Quick Loans

In order to help the poor street vendors badly affected by the COVID-19 pandemic, the union government had launched the PM Street Vendor's AatmaNirbhar Nidhi also known as PM SVANidhi) scheme on 1st June 2020.
The finance ministry on Friday said that the public sector banks (PSBs) have so far sanctioned over 90 percent loans under the PM SVANidhi scheme to help registered street vendors restart their business post the COVID-19 lockdown.
It is important to mention that the scheme was part of the Rs 20.97 lakh crore Aatmanirbhar Bharat Abhiyan package announced by the Finance Minister Nirmala Sitharaman in May. Under this government scheme, street vendors of urban areas get a collateral-free loan of up to Rs 10,000 for a period of one year.
pSBs at the forefront of #PMSVANidhi. Over 90% of loans under the scheme are sanctioned by PSBs. Committed to creating #AatmaNirbharVendors for an #AatmaNirbharBharat!,” the Department of Financial Services said in a tweet.
What is PM SVANidhi scheme?
The PM SVANidhi scheme was launched by the Ministry of Housing and Urban Affairs, on June 01, 2020 which aims to provide affordable working capital loans to street vendors to continue their livelihoods that have been affected due to lockdown
How PM SVANidhi Mobile App help Farmers?
The PM SVANidhi Mobile App provides a user-friendly digital interface for Lending Institutions (LIs) & their field functionaries for sourcing as well as processing loan applications.
It aims to cover over 50 lakh street vendors who would be eligible to avail a working capital loan of up to ₹10,000. The street vendors will be allowed to repay the loan in monthly installments in one year. An interest subsidy of 7% per annum will be credited to the bank accounts if someone can pay earlier than the tenure.
How to Apply for PM SVANidhi Yojana Online?
First, visit the official website of PM SVANidhi Yojana.
Or Click the bellow link -
Then you will get the option "Apply for Loan", click there.
After that, they will ask for your mobile number and you need to submit the OTP.
Then, you need to fill up all the details what is required in the form.


Kisan Credit Card: You Can Make KCC in These Banks; Know which Documents will be Necessary

Keeping in mind the welfare of farmers who play the most important role in an agrarian country, the government has initiated Kisan Credit Card Scheme across the country. Under this scheme, a farmer can get Kisan Credit Card (KCC) and avail loans with lowest interest rate. Till now, many schemes have been implemented by the Central Government for crores of farmers across the country.But still many farmers have not yet made their Kisan Credit Card (KCC). Many farmers are not able to get their names in the beneficiary list.In such a situation, today we will tell you how you can apply for your Kisan Credit Card by applying online. Along with this, you will also get the list of the banks in this country where you can make Kisan Credit Card. Farmers require very few documents to get a Kisan Credit Card. This Kisan Credit Card Yojana (PM Kisan Credit Card Yojana) was started by the Central Government in the year 1998. The objective of the Kisan Credit Card scheme is to save the farmers from the clutches of the usurers. Many times farmers take loans from usurers at a higher rate of interest in order to complete their agricultural work. But for some reason they are not able to return it on time. In such a situation, these usurers can take possession of the land of the farmers.
The central government gives an amount of six thousand rupees per year as financial help to the farmers. Kisan Credit Card Scheme is the solution to many problems of farmers including financial security to crop insurance. And now, through this Kisan Credit Card, they are also taking loans at low interest rates. Under this scheme, loans worth Rs 1.6 lakh are being given to farmers without any guarantee. Not only this, the interest rate under this scheme is as low as 4 percent annually.
How to Apply for Kisan Credit Card from Mobile?
Go to the Official Website (
To get a Kisan Credit Card and a loan through it, farmers need to visit the official website of Kisan credit card.
Click Here-
After clicking on this link, you can visit the website of the Ministry of Agriculture and Farmers Welfare. After this, you have to click on 'Apply New KCC'.
After that, you need to fill every detail that is required for Adhaar Card.
This is the easiest way to apply for KCC from mobile.
Now submit the application of this Kisan Credit Card with all the necessary documents to the nearest bank. Verification of your documents by a bank official! After 7 days your Kisan Credit Card (KCC) will be made!
These Documents are needed for KCC
If you want to apply for this scheme then you must have Voter ID card / PAN card / Passport / Aadhaar card / Driving license etc. for ID proof.To get a Kisan Credit Card (KCC), farmers have to have the acknowledgment of the land, the Khasra number of the land and all other documents along with the Aadhaar card.Where can I get a Kisan Credit Card After applying?
The Kisan Credit Card can be obtained from any Co-operative Bank, Regional Rural Bank. Or this card can also be taken from SBI, BOI and IDBI Bank. Apart from this, National Payments Corporation of India Rupees also issues Kisan Credit Card.
ou can get your KCC from Bank of India, State Bank of India, Bank of Baroda, Axis Bank. However, the government has superseded many other national banks including ICICI Bank. The farmer should submit his application on these banks.


SBI Brings New Loan Scheme for Farmers; Know All Important Details about SAFAL Yojana

State Bank of India (SBI), the country's largest lender has planned to launch a new loan product to provide loans to farmers on easy terms. According to top bank official, under the successful loan product called ‘SAFAL’, loans to the organic cotton growers who have taken no credit on easy terms will be provided.
SBI New Loan Scheme for Farmers:-
Managing Director of SBI, CS Setty said at the Fintech Conference of FICCI that Artificial Intelligence (AI) and Machine Learning (ML) are being used extensively to generate the country's largest lender business.”
He added, “We want to reach out to the farmers by going out of our retail segment. At this time, we are not only giving Crop Loans, but will soon be launching Safe and Fast Agriculture Loans (SAFAL).”
SBI distributed 17 lakh pre-approved loans amid lockdown:
Setty has also said that the company would create a database of organic cotton growers. With the help of this database, any buyer of the world will be able to easily know whether the farmer is actually producing organic cotton or not. We will take the data of cotton growers and provide them credit facilities as they do not have any credit history.”
Crop Loans to Cotton Growers:
He further added that crop loans are not given to cotton growers, but now we will give them this facility. He gave example of artificial intelligence and machine learning and said that during the lockdown, the bank has distributed 17 lakh pre-approved loans.
CS Setty said that the bank has fully utilized the use of the power of data analytics. The AI-ML department of the bank is not a department started as an experiment. By this department, the bank has got a lot of business. In the last 2 days, we have achieved a net income of 1,100 crore rupees. Presently, the bank has 40 machine learning based models. They are being used to increase business, assess risk & avoid fraud. He claimed that bank currently has the largest capacity in the banking industry.


Latest News: National Bank for Agriculture & Rural Development will disburse Rs 1.20 lakh crore Crop Loan to Farmers this Fiscal

The National Bank for Agriculture and Rural Development, popularly known as NABARD on Thursday announced its plan to give Rs 1.20 lakh crore crop loan to farmers so that they could meet production expenses in the current financial year. NABARD, the apex agriculture financial institution yearly disburses Rs 90,000 crore crop loan at a concessional rate. But due to Covid-19 pandemic, this year it will give Rs 1.20 lakh crore.
Out of the total amount, Rs 40,000 crore has already been paid, Chairman of NABARD, G R Chintala said. Chintala said that the Covid-19 pandemic saw a paradigm shift in the working of the agriculture sector, and with the help of Rs 1 lakh crore Agriculture Infrastructure Fund (AIF) under the Atmanirbhar Bharat package would foster infrastructure for the farm sector.
NABARD in a statement said that under the scheme, Rs 10,000 crore has been kept for the current fiscal & Rs 30,000 crore each year for the next 3 years. This will play a vital role in flowing credit for setting up agriculture infrastructure at the ground level and will also generate 25 lakh tonnes of capacities under the AIF.
Chintala further said we are also associating with many commercial banks to provide credit to micro food processing units connected with the local Kirana units. He added that with the imminent launch of the scheme for promotion of 10,000 FPOs in India, the farm sector will experience quality production combined with an industry-centric vision.
Minister of State for Agriculture Parshottam Rupala recommended NABARD to digitise the crop loan subvention scheme procedure so that the farmers can settle the loans at 0% in real-time and flawlessly.
Chairman and managing director of ITC, Sanjiv Puri said Covid-19 pandemic has made businesses come out from survival to revival phase, and now post Coronavirus, there will be the 'Next Normal' where path-breaking digitally-driven reforms would change the trends forever. An important achievement has been the speed and eagerness of the digital penetration that has been achieved that otherwise could have taken years to attain.


PM Modi to Launch Pradhan Mantri Matsya Sampada Yojana (PMMSY), e-Gopala App & Many Schemes for Fisheries Sector Today

Prime Minister Narendra Modi is set to launch Pradhan Mantri Matsya Sampada Yojana or PMMSY today (10 September 2020) and will also inaugurate the e-Gopala App, which is a comprehensive breed improvement marketplace & information website for direct use of farmers.
the Prime Minister's Office on Wednesday informed that PM Modi will also launch many other initiatives in the fisheries as well as animal husbandry sectors in Bihar.
It must be noted that Pradhan Mantri Matsya Sampada Yojana is a flagship scheme for focused & sustainable development of fisheries sector in India with an estimated investment of Rs. 20,050 crore for its execution during 2020-21 to 2024-25 as part of Aatmanirbhar Bharat package.
The PMO added that the investment of Rs. 20,050 crore under PMMSY is the highest ever in the fisheries sector.
The project in Bihar foresees investment of Rs 1,390 crore with the central share of Rs 535 crore & the additional fish production target pegged at 3 lakh tons.
Prime Minister will also announce the creation of a fish brood bank at Sitamarhi and of aquatic disease referral laboratory at Kishanganj, for which support has been provided under the Pradhan Mantri Matsya Sampada Yojana.
The statement said, "These facilities will help in enhancing production & productivity of fish by ensuring timely availability of quality & affordable fish seed for the farmers and also address the need for disease diagnosis and water & soil testing facilities".
It added that the Gopala app is an inclusive breed improvement marketplace & information website for direct use of farmers.
Currently there is no digital platform in the country for farmers managing livestock like buying & selling of disease free germplasm in all forms, availability of quality breeding services & guiding farmers for animal nutrition, treatment of animals using right medicine. Also, there is no mechanism to send alerts on due date for vaccination, pregnancy diagnosis & calving among other issues and notify farmers about different government schemes & campaigns in the area. The e-Gopala app would provide solutions to farmers on all these aspects, according to the PMO.
PM Modi will also launch 1-unit fish feed mill at Madhepura and 2 units of 'Fish on Wheels' assisted at Patna under the 'blue revolution'.
He will also inaugurate a comprehensive fish production technology Centre at Dr Rajendra Prasad Central Agricultural University in Pusa, Bihar.
Objective of PMMSY
The PMMSY aims at increasing fish production by an extra 70 lakh tonne by 2024-25, increasing fisheries export earnings to Rs 1,00,000 crore by 2024-25, doubling fishers and fish farmers incomes, reducing post-harvest losses from 20% to 25% to about 10% and generation of added 55 lakhs direct & indirect gainful employment opportunities in fisheries sector and related activities


PM Fasal Bima Yojana: 20 lakh Farmers will get Rs. 4,688 crore under PMFBY by November; Register Now, Direct Link to Apply Inside

Pradhan Mantri FasalBima Yojana (PMFBY) is one of the most beneficial schemes for farmers in Indiaand was started on 13 January 2016 to provide crop insurance. Under PMFBY scheme, the government provides financial assistance in case of crop failure due to unseasonal damage or any natural calamity. However, farmers will get its benefit only if they have already registered for crop insurance scheme.
20 lakh farmers will get Rs 4,688 crore by 16th Nov
Recently, Madhya Pradesh Agriculture Minister Kamal Patel on Sunday said that 20 lakh farmers of the state will get Rs 4,688 crore under the Prime Minister Crop Insurance Scheme. This amount will be transferred to the farmers' account on 16 September.
Patel said that with one click the outstanding amount of crop insurance for the year 2019 will be sent to the accounts of 20 lakh farmers, about Rs 4,688 crore. He said that the date of enrollment under the Pradhan Mantri Crop Insurance Scheme was extended to 7 September in flood affected districts.
Aim to benefit 11 crore farmers
Under the Prime Minister Crop Insurance Scheme, the farmer can insure his crop. This scheme is applicable in every state of the country. The central government has set a target of giving benefit of crop insurance scheme to 11 crore farmers in the financial budget 2020-21.
How to apply for PMFBY?
You can also apply for Pradhan Mantri Crop Insurance Scheme. For this, you have to register online on the official website:
Fill your details in the online form. After this, you have to give information about land and bank. In this way you can fill your form.
How to create an account?
If your account is not created, first of all you will have to create an online account on the
website: http://Agri-Insurance.Gov.In.
For this, you have to first click on the registration and fill all the information.
After this, click on submit button. After this your account will be created on the website.


How to Check PM-Kisan Status and Payment Details Online; Direct Link Inside

Pradhan Mantri Kissan Samman  Nidhi Yojana popularly known as PM-Kissan, is Modi government’s most beneficial scheme for farmers in India. The scheme was launched by the Centre to provide financial assistance to small and marginal farmers. Under this scheme, government transfers Rs. 6000 per year in to farmers bank account.At present, government is in the process of disbursing the sixth installment of PM-Kissan Samman Nidhi Yojana. It is important to mention that few months back government had said that it will begin transferring next PM-Kissan money from August 1. Hence PM-Kissan beneficiaries who are eagerly waiting for the money can check their status as well as new list online – official website or mobile phone.
Method to check PM-Kisan status online:-
Farmers can follow the steps given below to check their account, payment details;
Step 1 – Go to the official government website -

Step 2 – Look for Farmers Corner at the right-hand side on the homepage

*At Farmers corner you can do registration for the scheme, edit Aadhar details, check status, list and many other things.

Step 3 – Now click on Beneficiary status

Step 4 – Now enter either your Aadhar Number or Account Number or Mobile Number

Step 5 – Then click on Get  Data

Step 6 – Data will be displayed on the screen and you can check accordingly

Click to Check Your Status:-

(Sometimes due to technical issue the website doesn't open hence wait for sometime and then check again)Those who have downloaded PM-Kisan mobile app can also follow the same steps to check their status, account details etc.

New farmer registration link

For any queries, you can contact at PM-Kisan Helpline - 155261 or toll-free number - 1800115526. Farmers can also contact Agriculture Ministry @ 011-23381092.


Profitable Honey Business Idea Will Make You Earn in Lakhs; Government Support & Subsidy Included

Honey Business Idea: Here we are again to inform you about a new Profitable Business Idea which will help you earn in lakhs if done properly. It’s a unique and different type of business idea, which can make you rich. Adding to it, the government will also fully cooperate to start this business. People from both the village and the city can start this business. However, you can decide to do it on a large scale or small. We are talking about Honey profitable business idea. Know about how this business is done, how much investment is required, and what profits can you make by this business.
Start Honey Business to earn in lakhs:
You can do business of Honey House and Honey Processing Plant. Remember, honey is very beneficial for health and thus, it is a profitable business that can help you earn in lakhs. At present, many people are earning good money from this business. You can also get cooperation from the government in starting this business.
How can you do Honey Business?
It can be noted that, under the Ministry of Micro, Small and Medium Enterprises (MSME), many programs are run by the Khadi and Village Industries Commission. Honey house and processing plant can be used by them. Many big companies are also making honey and selling it in packing.
Investment in the Honey Business
As per the Khadi and Village Industries Commission (KVIC), if you want to set up a plant that makes 20,000 kilograms of honey, then it will cost about 24 lakh 50 thousand rupees. You can get a loan of 16 lakh rupees. Also, you can get 6 lakh 15 thousand rupees as subsidy. This means that you will have to invest a cost of only 2 lakh 35 thousand rupees in honey business.
Government Help in Honey Business
You can get a loan of up to 65 percent from the government and 25 percent subsidy from the commission if you want to do honey business. This means that you only have to invest up to 10%.
What are the Profits from Honey Business?
If the price of honey is Rs 250 per kilogram & you prepare about 20,000 kilograms of honey in a year, then sales of 48 lakh rupees can be done annually. By taking out all other expenses of the business, you can earn a profit of about 13 lakh rupees annually.


Solar Pump Yojana Update: Registration Process for Agricultural Pump Starts in This State; Important Details

Farmers have to bear a lot of pain due to unprecedented weather conditions in India. Sometimes heavy rainfall and storm, sometimes drought or barren land leads to heavy crop loss. Keeping this thing in mind, governmentencouraging farmers towards Solar Energy by initiating different schemes.The registration process for the central government’s ambitious Pradhan Mantri Kisan Urja Suraksha evemUtthanMahabhiyan (PM-KUSUM) has already started in many states which aims to provide agricultural solar pumps with 90% subsidy. Under the Pradhan Mantri Kusum Yojana, the Department of Agriculture is installing solar systems for farmers of Uttar Pradesh. The target of installing five HP pumps has been setting up by the agriculture l department. Interested farmers can apply by contacting the DD Agricultural Office.

The benefit of the scheme will be given to the farmers on a first come first serve basis:As per reports, 40 percent will be Farmers' share for HP Solar Pump which cost Rs 2,36,912 lakh, but farmers need to do bank draft of 94,764.The benefit of the scheme will be given to the farmers on a first come first serve basis


Top Agricultural Courses in India

India is an agriculture-based nation and thus it becomes important for the upcoming generation to pursue a career in this field to boost the country's economy. There are many students who are interested in this field but they they aren’t aware of what all courses can be pursued, how and from where? Let me tell you that at present we have a number of Under Graduate (UG) as well as Post Graduate (PG) agricultural courses in India.
 B.Sc. in Agriculture:- it is a four year undergraduate course provided by many Indian colleges. A student after completing his 10+2 in science can preferably take admission in it. B.Sc in Agriculture is a professional degree course recognized by Government of India. There are a number of private colleges as well as government universities in India that offers this course.
B.Sc in Agriculture Economics and Farm ManagementB.Sc in Agricultural Economics and Farm Management is another four year undergraduate program in India. Agriculture economics is an inter-disciplinary field that combines the micro as well as macroeconomic principles towards solving agriculture problems. The minimum eligibility for the course is 10+2 (science stream).

Post graduate courses in agriculture:-M.Sc in Agricultural EconomicsM.Sc. in Agricultural Economics is a two year regular course which is divided into four semesters. The course provides students with the essential technical knowledge and skills that are relevant to the field. After completing your graduation, you can take admission in it. Economics in agriculture is applied to measure the impact of agricultural practices, and efforts to forecast it. After completing the course you can go ahead with a range of professional opportunities available in the field.

M.Sc in Agriculture:-M.Sc in Agriculture is another two year post-graduate program offered by several universities in India. The course basically deals with the scientific agricultural knowledge and farming techniques and skills. To get enrolled, a candidate should have a B.Sc graduate in Agriculture/Forestry/ Horticulture from a recognized institution. After completing the course you can work as an Agriculture officer, Agricultural Research Scientist, Assistant Plantation Manager, Agriculture Development Officers, Agriculture Technician, Marketing Executive etc.



  KRISHITHON – India’s Premier Agriculture Trade Fair which is set to enter into the 15th Edition will continue to provide a common platform and offer a huge business opportunity for Manufacturers, Suppliers and to those involved in the Agriculture & Allied Sectors. They can showcase their products & innovative technologies in Krishithon which has been successfully blending the latest technology, expertise, experience and business to update the agriculturists in the country. Over 22 years KRISHITHON has become a huge brand in the country.It has become a high voltage initiative of wide interaction. Millions visit Krishithon religiously to attend seminars, lectures and to soak in the latest information emanated by the Experts, Scientist and manufacturers. Needless to say, the event is the largest gathering for the agriculture community in India

Features of KRISHITHON
Trade Fair - Showcase of Products & Innovative Technologies by National & International Companies.

B2B Meets - Business to Business Meetings for discovering viable business opportunities.

Dairy Expo - Exhibition & Seminar.

Fruit & Vegetable Tech Expo - Exhibition & Conferences,Seminars for Farmers on relevant topics.

Agro Career & Job Fair – Talent Search & Recruitment of Personnel seeking openings ,Agriculture & Allied Sectors,Tourism - Promoting Agri & Wine Tourism

Host City NASHIK
Nashik is Wine Capital of India and also known as the Vegetable Basket of Maharashtra. Nashik region has the highest cultivation & production of Grapes, Pomegranate, Onion and Maize and is the only place in India which exports 80% of national exports of onion & grapes.Major Benefit of Nashik is its Location. It is well connected by Air, Road & Rail. Nashik Is a Part of the Proposed Delhi- Mumbai Industrial Corridor (DMIC). Nearest Seaport which is located in Mumbai is 3 hours drive. Pune and Aurangabad are at a distance of just 200 - 250 Kms from Nashik.

Event Name: Krishithon 2020

Date : 26 - 30 November 2020

Venue: Thakkar's Dome, near ABB circle, Trimbak Road, Nashik, Maharashtra

source: krishijagran